| Credit Card Merchant Account Provider Comparison (for online processing) | |||||||||
| Produced on 1st April 2008 - Copyright MyVRZone.com | |||||||||
| Merchant Provider: | MyVRZone Preferred | Costco (Executive Members) | PayPal Virtual Terminal | HomeAway/PPI | ProPay | ||||
| Fees/Rates | Plan B | Plan C | Premium + | Platinum | |||||
| Setup/One-off | - | 179 | - | 0[1] | 0[2] | - | - | ||
| Monthly Fixed | 16 | 16.33[3] | 30[4] | 24.95 | 33.95 | 10[5] | 25[6] | ||
| Monthly Transaction minimum fee | 0 | 20 | - | - | - | - | - | ||
| Lowest rate | 2.29% | 1.99% | 2.20% | 2.67% | 2.37% | 2.99% | 2.69% | ||
| Highest rate | 3.79% | 3.51% | 2.90% | 4.17% | 3.87% | 3.49% | 3.19% | ||
| Fixed Transaction | 0.20 | 0.27 | 0.30 | 0.25 | 0.25 | 0.30 | 0.25 | ||
| Transaction Processing Limit | - | 1,000 | 3,000 | ||||||
| Monthly Processing Limit | - | 5,000 | 15,000 | ||||||
| Annual Processing Limit | 5,000 - 36,000 | 36,000 + | |||||||
| Integrated with MyVRZone | Yes | Yes | Yes | No | No | ||||
| Examples for various monthly tranactions | |||||||||
| (Lowest cost shown in green/bold, based upon the lowest rate) | |||||||||
| Monthly Cost (ignores up-front fees, assumes 4 transactions) | |||||||||
| TransXn Total | MyVRZone Preferred | Costco (Executive Members) | PayPal Virtual Terminal | HomeAway/PPI | ProPay | ||||
| per month | Plan B | Plan C | Premium + | Platinum | |||||
| $400 | 25.96 | 36.33 | 40.00 | 36.63 | 44.43 | 23.16 | 36.76 | ||
| $500 | 28.25 | 36.33 | 42.20 | 39.30 | 46.80 | 26.15 | 39.45 | ||
| $750 | 33.98 | 36.33 | 47.70 | 45.98 | 52.73 | 33.63 | 46.18 | ||
| $1,000 | 39.70 | 37.31 | 53.20 | 52.65 | 58.65 | 41.10 | 52.90 | ||
| $1,250 | 45.43 | 42.29 | 58.70 | 59.33 | 64.58 | 48.58 | 59.63 | ||
| $1,500 | 51.15 | 47.26 | 64.20 | 66.00 | 70.50 | 56.05 | 66.35 | ||
| $1,750 | 56.88 | 52.24 | 69.70 | 72.68 | 76.43 | 63.53 | 73.08 | ||
| $2,000 | 62.60 | 57.21 | 75.20 | 79.35 | 82.35 | 71.00 | 79.80 | ||
| $3,000 | 85.50 | 77.11 | 97.20 | 106.05 | 106.05 | 100.90 | 106.70 | ||
| $5,000 | 131.30 | 116.91 | 141.20 | 159.45 | 153.45 | - | 160.50 | ||
| Cost over 1 year (includes all up-front fees) | |||||||||
| TransXn Total | MyVRZone Preferred | Costco (Executive Members) | PayPal Virtual Terminal | HomeAway/PPI | ProPay | ||||
| per month | Plan B | Plan C | Premium + | Platinum | |||||
| $400 | 311.52 | 615.00 | 480.00 | 439.56 | 533.16 | 277.92 | 441.12 | ||
| $500 | 339.00 | 615.00 | 506.40 | 471.60 | 561.60 | 313.80 | 473.40 | ||
| $750 | 407.70 | 615.00 | 572.40 | 551.70 | 632.70 | 403.50 | 554.10 | ||
| $1,000 | 476.40 | 626.76 | 638.40 | 631.80 | 703.80 | 493.20 | 634.80 | ||
| $1,250 | 545.10 | 686.46 | 704.40 | 711.90 | 774.90 | 582.90 | 715.50 | ||
| $1,500 | 613.80 | 746.16 | 770.40 | 792.00 | 846.00 | 672.60 | 796.20 | ||
| $1,750 | 682.50 | 805.86 | 836.40 | 872.10 | 917.10 | 762.30 | 876.90 | ||
| $2,000 | 751.20 | 865.56 | 902.40 | 952.20 | 988.20 | 852.00 | 957.60 | ||
| $3,000 | 1,026.00 | 1,104.36 | 1,166.40 | 1,272.60 | 1,272.60 | 1,210.80 | 1,280.40 | ||
| $5,000 | 1,575.60 | 1,581.96 | 1,694.40 | 1,913.40 | 1,841.40 | - | 1,926.00 | ||
| Cost over 3 years (includes all up-front fees) | |||||||||
| TransXn Total | MyVRZone Preferred | Costco (Executive Members) | PayPal Virtual Terminal | HomeAway/PPI | ProPay | ||||
| per month | Plan B | Plan C | Premium + | Platinum | |||||
| $400 | 934.56 | 1,487.00 | 1,440.00 | 1,318.68 | 1,599.48 | 833.76 | 1,323.36 | ||
| $500 | 1,017.00 | 1,487.00 | 1,519.20 | 1,414.80 | 1,684.80 | 941.40 | 1,420.20 | ||
| $750 | 1,223.10 | 1,487.00 | 1,717.20 | 1,655.10 | 1,898.10 | 1,210.50 | 1,662.30 | ||
| $1,000 | 1,429.20 | 1,522.28 | 1,915.20 | 1,895.40 | 2,111.40 | 1,479.60 | 1,904.40 | ||
| $1,250 | 1,635.30 | 1,701.38 | 2,113.20 | 2,135.70 | 2,324.70 | 1,748.70 | 2,146.50 | ||
| $1,500 | 1,841.40 | 1,880.48 | 2,311.20 | 2,376.00 | 2,538.00 | 2,017.80 | 2,388.60 | ||
| $1,750 | 2,047.50 | 2,059.58 | 2,509.20 | 2,616.30 | 2,751.30 | 2,286.90 | 2,630.70 | ||
| $2,000 | 2,253.60 | 2,238.68 | 2,707.20 | 2,856.60 | 2,964.60 | 2,556.00 | 2,872.80 | ||
| $3,000 | 3,078.00 | 2,955.08 | 3,499.20 | 3,817.80 | 3,817.80 | 3,632.40 | 3,841.20 | ||
| $5,000 | 4,726.80 | 4,387.88 | 5,083.20 | 5,740.20 | 5,524.20 | - | 5,778.00 | ||
| www.MyVRZone.com | |||||||||